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Why “Skip the Latte” is Terrible Financial Advice

(Watch this Video on YouTube) Financial author David Bach is famous for teaching a concept called “The Latte Factor,” which is the idea that recurring small purchases like coffee, cigarettes and ordering pizza add up to a ridiculous amount of money over the course of a lifetime. For example, if you were to buy a …

The Ten-Year Turnaround is Now Available

My newest book, The Ten-Year Turnaround, is now available on Amazon.  In 2004, I was flat broke. My bank account balance never had more than three digits and I had to sell my DVD and video game collection on eBay and Half.com in order to pay off my credit card bill. I could barely make tuition …

Charitable Giving: How to Give Wisely and Joyfully

planting seeds and living generously

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com “Only a life lived for others is a life worthwhile.” ~ Albert Einstein There are only so many different things that you can do with …

Pay Attention: Insurance, Taxes and Other Boring Financial Topics

protecting assets

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com “The avoidance of taxes is the only intellectual pursuit that carries any reward.” – John Maynard Keynes While much of this book has been devoted …

A Beginner’s Guide to Investing

learning to invest

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas. –Paul Samuelson …

Why Dave Ramsey and Robert Kiyosaki Are Both Wrong about Debt

staying out of debt to build wealth

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com Every time you borrow money, you’re robbing your future self. –Nathan W. Morris If there’s a topic that divides personal finance authors more than anything, …

How to Create a Monthly Budget That You Don’t Hate

making a monthly spending plan

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com You must gain control over your money or the lack of it will forever control you. –Dave Ramsey Let’s face it. Nobody likes budgeting. Budgets …

Become a Life-Long Learner (The Smart Way)

continuous lifelong learning

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com If money is your hope for independence you will never have it. The only real security that a man will have in this world is …

How to Make Opportunities Show Up at Your Door

creating your own luck

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com I’m a great believer in luck, and I find the harder I work the more I have of it. –Thomas Jefferson There is an intangible quality …

Quit Worrying About Your Budget and Focus on the Income Side of the Equation

increasing income side of equation

Below, you will find an unedited chapter from my new book about wealth building, investing and personal finance, The Ten Year Turnaround. To get your copy of the book, visit www.tenyearturnaround.com “A large income is the best recipe for happiness I ever heard of.” – Jane Austen For several years, I had the privilege of teaching …